Selena’s December 2025 Newsletter

Have you ever spent more than you wanted? I am sure you have as we all do it but one way to overcome this habit is to set a budget. There are several factors involved with effective budgeting and the first is planning well in advance. If you leave it to the last minute then there is a mix of rushed for time, impulse buying, less research, less cost comparisons and even less money to spend. Leading up to the holiday season provided several buying opportunities with Black Friday Sales and Cyber Monday Sales were you can get great discounts but there is still Boxing Day Sale and New Year Sales coming. Instead of buying an actual gift consider a gift card because then they can choose what they want but also take advantage of post holiday sale prices.
 

So it is officially cold and we have noticed less people on the streets even though we are heading into the holiday season. Normally this time of year is super busy as people buy last minute shopping and gifts although with marked improvements to the online shopping experience, namely free and fast delivery, more people are choosing to buy this way. If you are like me then you will like to hibernate when the weather chills but when it comes to Real Estate, this can be the best time to find great deals because so few people are looking and it is possible to negotiate really good prices. While Spring is a time for Selling, Winter is the time for Buying. So what if the temperature is minus 27 degrees. Most people are in holiday mode right now so if you are in the market for a new home then you should be actively looking. Spring and Summer were filled with multiple offers and selling above asking price. Winter you can find amazing deals getting the price you want and the terms and conditions you want. One of those conditions should include a home inspection and while you stay inside nice and warm, your home inspector is outside checking everything for you even if it is covered in snow. In fact when the weather is really cold it’s the best time to do an inspection because this is when problems would show up. So don’t let the cold stop you, use it to find a hot deal.